Analysis Of The Pan Asia Banking Corporation Finance Essay

September 2, 2017 Engineering

Pan Asia banking corporation PLC ( PABC bank ) was established as pan Asia bank Ltd on 26th October 1995 as a commercial bank.PABC bank presently functions as a to the full locally owned, public company registered at the Colombo stock exchange.PABC bank faced many obstructions on its manner to success. By now the bank has opened 36branches stand foring the state ‘s chief metropoliss every bit good as in out Stationss, supplying their service to a wider spectrum of communities and clients. The bank besides has more than 200 matching banking agents around the universe to ease the international trading activities. All their subdivisions are interlinked in order to supply clients with the installation of any where banking at subdivision degree every bit good as through machine-controlled Teller machines ( ATM ) located at every subdivision. Throughout the old ages PABC Bank has developed a strong repute for supplying outstanding service to clients and strongly back uping local communities Pan Asia bank provides consumer banking, corporate banking every bit good as online banking for their clients.

Vision and mission of the PABC

Their vision- ” to go the most client preferred bank in sri lanka ”

Their mission- ” we will make the largest satisfied client base by supplying professional, personalized, secure, quality, banking and fiscal services, utilizing modern engineering & A ; advanced merchandises. We will please our client, create a better hereafter for employees and enhance stakeholder value ”

Main activities and primary activities relevant to them

1.Consumer banking

PABC consumer banking provides all the indispensable services like nest eggs account operations, current history operations, commissariats of personal loans, place loans, recognition card services and ATM installations to individuals or persons.

PABC consumer banking will pull off your fiscal demands handily and rapidly through PABC consumer banking you can do you twenty-four hours to twenty-four hours banking faster, easier and more convenient and besides PABC has provided their clients many loan strategies for your personal demands placing your demands.

Personal histories

Sammana senior nest eggs

Star nest eggs account

Personal nest eggs histories ( LKR )

Personal current history ( LKR )

Minor histories

Siyadaru

Lahiru

Mithuru

Foreign currency histories

Resident Non National Foreign Currency history ( RNNFC )

Resident Foreign Currency history ( RFC )

Non Resident Foreign Currency history ( NRFC )

Deposits and investings

Ranaviru Harasara

Certificates of sedimentation

Repo ( re-purchase understandings )

Treasury measures and hoarded wealth bonds

Name sedimentations

Fixed sedimentations

Particular histories

Senior foreign subjects ‘ fixed sedimentation foreign currency histories ( SFNFDA )

Share investing external rupee histories ( SEIRA )

Rupee history for non occupant sri lankan investing ( RANSI )

Treasury bond investing external rupee history ( TIERA )

Particular foreign investing sedimentation histories ( SFIDA )

Other

“ nivasa ” Home loan

Safety cabinet installations

Money to your place

Foreign exchange services

Pan Asia bank renting

Pan Asia bank soaking

Recognition cards

2.Corporate banking

PABC has specialized in corporate banking it ever serves the turning companies and provides the necessary fiscal solutions with flexible footings and originative attacks. Basically pan Asia bank Corporation understands a company ‘s aspiration and their macro aims and will work towards accomplishment, to the benefit of both parties.

PABC bank delivers advanced and intergraded fiscal solutions and merchandises to assist local endeavors in their growing domestically every bit good as abroad. PABC banking services and merchandises are included with loan installations, fixed plus funding, trade funding, hard currency direction services, renting and engage purchase loans, base by letters of recognition, , bank warrants custodian services, and a assortment of forex, concern protection productions such as exchequer every bit good as authorities fiscal aid strategies in add-on to our loaning merchandises.

PABC clients enjoy many benefits with the convenient and efficient service facilitated by our group of employees. PABC web of subdivisions, and assorted ego service banking channels including our electronic banking platform ‘PABC online ‘ which is accessible anytime, anyplace

Corporate banking

Domestic banking unit

Foreign currency banking unit

Foreign Currency banking unit caters to

Business Enterprises Approved by the board of Investment of Sri Lanka ( BOI )

Exchange houses / Foreign currency banking units

Nonresident Companies / Persons

Companies / resident approved by Exchange control section of cardinal bank of Sri Lanka

Customers are eligible to obtain the undermentioned installations for designated currencies

Working capital finance /Overdrafts

Undertaking funding /syndicated loans

Trade finance.

Issuance & A ; Documentary recognition

Import / Export Loans

Transporting Guarantees

Export DC reding and conformation

Export measure dialogue / Discounting

Imports / Exports aggregations

Integrated payment solutions

Integrated receivable solutions

A

Benefit for the clients

Normal exchange control ordinances non applicable

No Customs responsibility

Lower involvement rates on adoptions

No consequence on exchange rate fluctuation

Tax benefits

3.Online banking

Online banking is doing bank minutess or paying measures via cyberspace. PABC online banking allows you to do sedimentations, backdowns and paying measures really handily and firmly with on-line banking. PABC promise their clients for the highest degree of security to transport on their fiscal minutess online.

Online banking

Internet banking info

Online security

SMS banking

Mobile credit/debit

Scope of PABC

PABC delivers a comprehensive scope of advanced banking service and the a fiscal solution to the single.their doctrine is to delivers value at low-cost cost to run into client demands through advanced solution.products and services within the personal banking service include attractive history strategies, sedimentations and investing strategies, recognition card, loans, leasing and aid in insurance strategies through relationship banking. They deliver these merchandises and service through broad web of PABC subdivisions, PABC ATMs, online banking and SMS banking services added convenience to the clients and giving options to bank the manner the client wants and non how the bank wants. Their consumer banking services center the full valued clients through the subdivision web with the foreign exchange demands in going overseas and their recognition card demands.

Valuess shared by employees

PABC bank is operated on an organisation wise codification of behavior. It is a signifier of voluntary ego ordinance which was foremost established for few old ages. It defines 12 nucleus values that all the employees of PABC bank should follow when acting concern operations or when interacting with co-workers, clients and other stakeholders.

Ethical Valuess

Performance Valuess

Integrity

Fairness

Duty

Accountability

Transparency

Confidentiality

Service Excellence

Teamwork

Committedness

Hazard civilization

Profitableness

Conformity