Housing Discrimination And Housing Policy Analysis Essay

By June 30, 2018 Cultural

, Research Paper

As we look back at the history of the United States, one of our worst bequests is our hapless intervention of minorities. In our state & # 8217 ; s earliest old ages we were importing and selling inkinesss into bondage, an issue that tore our state in two. Yet through seeking and frequently tragic attempts, minority leaders have elevated the legal position of inkinesss. With the passing of the Civil Rights Act early this century, the 1968 sign language of the Fair Housing Act, and the recent passage of Affirmative Action, it seemed as if African Americans would now hold the same chances as white Americans. However, this is clearly non the instance. Through subverted and sneaky tactics, many white Americans continue to restrict the chances of minorities, and because of the nature of these tactics, the person oppressed minorities are normally incognizant of their being. The job lies in the racism that is profoundly rooted in the foundation of this state, whose capitalist beginnings started in big slave having plantations. As a consequence, a general attitude of minority lower status has permeated our civilization. Because of these attitudes, many white Americans in a place of authorization segregate minorities and later segregate themselves, wholly extinguishing contact between the two groups despite their comparative propinquity to one another. These segregated countries are the poorness afflicted interior metropoliss inhabited by minorities, and the affluent suburbs, inhabited by Whites. Because of the deficiency of interaction between the two groups, white American attitudes toward minorities have changed from one of lower status, to one of fright and misinterpretation. These attitudes take the signifier of what is now know as lodging favoritism. Housing favoritism refers to the illegal methods used by those in the existent estate concern to segregate minorities into certain living countries. Housing favoritism is progressively being seen as a job and a major hinderance to the promotion of minorities in our state. Recently, many groups have been organized and are presently taking action to forestall lodging favoritism with the ultimate end of making an incorporate society.

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On the surface, lodging favoritism merely segregates minorities into specific populating countries, nevertheless its deductions reach far beyond the location of an single & # 8217 ; s house. Where a household lives determines what schools their kids will go to every bit good as the quality of their instruction. Since minority countries are needfully those with low income and sometimes awful poorness, the instruction systems in these countries are good below par. In add-on, entree to the occupation market is astoundingly limited and about non-existent. As a consequence, parents who are forced to populate in these countries are clearly at an economic disadvantage. Not merely are parents limited in the occupations they can happen to back up their kids, but if their kids are lucky plenty to do it though the instruction system, their entree to the occupation market it even further limited. In add-on, minority households who are segregated into these vicinities are forced to raise their kids in an environment of offense and force. When we realize all this, the annihilating impact of lodging favoritism becomes clear.

A major maneuver used to segregate minorities in know a & # 8220 ; steering. & # 8221 ; Steering involves the existent estate agent demoing a minority client merely those houses located in countries inhabited by minorities. Steering besides occurs when existent estate agents deter white persons from life in country that are inhabited by many or a bulk of minorities. Another tactic to maintain minorities out of white populating countries involves existent estate bureau boycotting. Basically, rich, white suburb communities boycott existent estate bureaus that sell houses to minorities in their country. Since the existent estates agents are seeking to do money they can non afford to lose the concern of wealthy suburb occupants, so they make an attempt to maneuver minorities off from houses for sale in that country. Clearly the latter is a more open and direct illustration of racism and deliberate segregation, but the construct of guidance is a little more underhand and hard to nail. Surely, there exist existent estate agents who are non racist, but merely demo houses in minority countries to minority clients because they truly feel as if the client would & # 8220 ; instead & # 8221 ; or would & # 8220 ; experience more comfy & # 8221 ; in those countries. On the other manus, there are besides existent estate agents who will deter white clients from populating in minority countries by proposing that they take a thrust through the country or name the local constabulary and inquire about the country. From the exterior, nevertheless, each of these agents appears the same, and as a consequence, minority clients are incognizant that they are being discriminated against.

Although many single minorities are incognizant of their ain fortunes, the intense segregation of minorities in general has become a major issue. When the racial diverseness of certain metropoliss were analyzed, and it became clear precisely how intense the segregation really was, some decided that the presence of lodging favoritism should be investigated. They decided to utilize a procedure called & # 8220 ; testing. & # 8221 ; When an organisation & # 8220 ; trials & # 8221 ; a existent estate bureau, they will direct in a member of a minority group, protected under the Fair Housing Act, and a white control examiner. These persons present themselves to the bureau at separate times but with the same certificates. The thought behind proving being that if each person has the same certificates, than he/she should have the same information about lodging chances. This is non what happened. In most cases, minority clients were merely shown those houses in minority country, and white clients were shown houses in white countries.

The outgrowth of proving awoke many to the jobs and dangers of lodging favoritism. As a consequence, bureaus were set up to look into and make consciousness sing lodging favoritism. The Fair Housing Council of Greater Washington is one of these such bureaus and is a enormous resource to those who genuinely wish to extinguish lodging favoritism. The Council will look into ailments of lodging favoritism in the signifier of proving and will help persons in registering lodging favoritism suits. In add-on, the council provides services to existent estate bureaus that wish to integrate just lodging into their day-to-day concern every bit good as supplying instruction and outreach services to distribute consciousness. The Council was founded on the belief that & # 8220 ; lodging favoritism in the most formidable barrier to the accomplishment of our national end of an incorporate society, & # 8221 ; and they have helped to extinguish the job with & # 8220 ; legal case in points that have expanded and clarified just lodging protections, injunctive alleviation, landmark judgements and record-setting colonies, all of which have inflated the cost of favoritism for its perpetrators. & # 8221 ; These quotation marks from the Council & # 8217 ; s mission statement clearly exemplify how determined they are.

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A specific illustration of the Council & # 8217 ; s proving took topographic point in Montgomery County Maryland ( between 1992 and 1995 the Council received about 150 ailments sing lodging favoritism. ) Montgomery County Maryland is the largest legal power in Maryland with a population of 795,600 of which minorities account for 206,060. African Americans make up 13.4 per centum of the entire population. Under funding from HUD, the council performed a just lodging trial in the Suburban Maryland country. When the trial was complete, the Council so found grounds of lodging favoritism, in malice of a 1974 jurisprudence passed in the county that requires rental developments with 25 or more units to describe on the racial demographics or their occupants.

In add-on to the Council, other plans have been set up to help in incorporating our society. The Housing and Urban Development ( HUD ) section has implemented two plans, one is called Traveling To Opportunity ( MTO ) and the other involves Vouchered-Out Assisted Properties. The end of each of these plans is to travel minority occupants out of deteriorating project-style lodging and into tenant-based residences. The methods with which each plan accomplishes this are similar. The occupants are given verifiers, backed by HUD, which allows them to achieve residence on the private market, hopefully in a new country. Although these plans are merely being done on a little graduated table, they are highly successful. Most households were able to travel to a larger house or flat, and into countries of less offense, better educational systems, and greater cultural and racial diverseness. Most of the receivers of these verifiers said their life conditions every bit good as their quality of life improved because of their resettlement. In malice of its evident success nevertheless, because it can merely be done on a little graduated table, vouchering-out minorities is non a executable manner to successfully incorporate our society.

Although we have focused chiefly on the social deductions of lodging favoritism and its damaging consequence on minority households, we have insofar overlooked the prevailing force behind the riddance of lodging favoritism and calculated segregation ; It is illegal. As a consequence, the justness system and its enforcement of the Fair Housing Act becomes an of import factor in extinguishing lodging favoritism. This facet of the job is addressed in Bill Lann Lee & # 8217 ; s article, An Issue of Public Importance: The Justice Department & # 8217 ; s Enforcement of the Fair Housing Act. Bill Lee is a civil rights attorney with the U.S Department of Justice, and his article focuses on the & # 8220 ; Department of Justices function in implementing the Act and guaranting that just lodging is non merely a dream but a world for all Americans. & # 8221 ; ( Lee p.36 ) Although passed in 1968, it was non until its amendment in1988 that the Fair Housing Act that it became effectual. In fact, Congress acknowledged that the & # 8220 ; Federal enforcement function had been badly limited. & # 8221 ; ( Lee p.37 ) The 1988 amendments expanded the Act to include individuals with disablements and households with kids. In add-on both HUD and the Department of Justice were given authorization to turn to lodging favoritism ailments from persons, every bit good as the right to seek punitory and compensatory amendss for those persons. These amendments were clearly a landmark for minorities fighting for just lodging. In add-on, they gave these minorities much more to contend with, in an attempt to extinguish those covert Acts of the Apostless of racism. The major job before the Fair Housing Act was that minorities were non protected from racism, and until 1988 were non protected plenty. However, with these new alterations, those who pattern racism will be punished and a existent estate market of just lodging for all will hopefully emerge.

Although lodging favoritism is a major obstruction for incorporating our society, the presence of loaning favoritism besides provides extra jobs for minorities who are looking for lodging. Buying a house is an expensive procedure, and few persons have the fiscal capableness to merely buy a house. As a consequence, most homebuyers go to a bank and acquire a loan, and the conditions of the loan can find what house a client can purchase and where he/she can populate. Extensive testing has been performed on the loaning patterns of Bankss, and so grounds of loaning favoritism is present about everyplace. Upon first glace, the loan refusal rate for minorities is strikingly higher than for Whites, but in fact minorities with better recognition history than Whites are being turned down. Even those minorities that are approved, receive smaller loans are required to pay a higher involvement rate. These patterns can be lay waste toing to minorities in the market for a house. Because the Bankss are giving them less money, the lodging options become smaller and smaller and limited to poorer countries. Turning down loan applier because of their race is illegal, but because Bankss have absolute discretion sing who they give their money to, it is about impossible to take legal action against. Indirectly, this loan favoritism farther Fosters lodging favoritism and segregation, and this job will prevail until we can penalize those who do in fact pattern loan favoritism.

It has become clear through this policy analysis how detrimental lodging favoritism can be to minorities. The economic and societal disadvantages that this phenomenon incurs upon minorities are even more riotous to their advancement in this capitalistic society. However, the attempts to extinguish lodging favoritism and to incorporate our society have been increasing significantly. Many wonder if complete integrating is what we should be hiting for. Asserting single and cultural individuality is of import, but when that carries with it these economic effects, integrating seems to be the lone manner that we can level the playing Fieldss. Most attempts to extinguish these jobs discussed herein are successful in their single ends, but their most successful facet is to raise public consciousness. The cardinal job behind segregation is deficiency of instruction. By doing this a public issue, we can extinguish the negative attitudes that are fostered by the isolation that segregation creates. We live in a state that was founded on the belief that everyone should be able to asseverate their individualism, so many are hesitating to incorporate. However, many forget that we are all so Americans and by segregating minorities, we are segregating our fellow countrymen.


1 ) The Fair Housing Council of Greater Washington, February 20, 1999

2 ) Traveling to Opportunity Program, February 20,1999

3 ) Lending Discrimination, February 20, 1999

4 ) Vouchered-Out Assisted Properties, February 20,1999

5 ) The Justice Departments Enforcement of the Fair Housing Act, February 20, 1999

6 ) Denton, Nancy A. and Massey, Douglas S. 1993. American Apartheid. Cambridge, London ; Harvard University Press.


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